| ACA |
Affordable Care Act |
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| ADA |
Americans with Disabilities Act |
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| ADEA |
Age Discrimination in Employment Act |
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| AHP |
Association Health Plan |
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| CMS |
Centers for Medicare and Medicaid Services, formerly known as the Health Care Financing Administration (HCFA) |
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| COBRA |
Consolidated Omnibus Budget Reconciliation Act of 1985 |
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| CDHC |
Consumer-Driven Health Care |
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| DCAP |
Dependent Care Assistance Program |
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| DOL |
Department of Labor |
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| DRS |
Designated Record Set |
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| EBSA |
Employee Benefits Security Administration, formerly known as the Pension and Welfare Benefits Administration (PWBA) |
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| EEOC |
Equal Employment Opportunity Commission |
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| EHR |
Electronic Health Records |
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| ERISA |
Employee Retirement Income Security Act of 1974 |
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| EGTRRA |
Economic Growth and Tax Relief Reconciliation Act of 2001 |
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| EAP |
Employee Assistance Program |
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| FICA |
Federal Insurance Contributions Act |
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| FSA |
Flexible Spending Arrangement |
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| FMLA |
Family and Medical Leave Act of 1993 |
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| GINA |
Genetic Information Nondiscrimination Act |
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| HCR |
Health Care Reform, also known as ACA |
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| HITECH |
Health Information Technology for Economic and Clinical Health Act |
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| HMO |
Health Maintenance Organization |
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| HRA |
Health Reimbursement Arrangement |
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| HSA |
Health Savings Account |
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| HHS |
Department of Health and Human Services |
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| HDHC |
High-Deductible Health Coverage |
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| HDHP |
High-Deductible Health Plan |
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| HIPAA |
Health Insurance Portability and Accountability Act of 1996 |
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| IFR |
Interim Final Regulations |
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| IRS |
Internal Revenue Service |
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| MSP |
Medicare Secondary Payer |
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| MEWA |
Multiple Employer Welfare Arrangement |
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| MHPA |
Mental Health Parity Act |
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| MLR |
Medical Loss Ratio |
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| NAIC |
National Association of Insurance Commissioners |
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| NMHPA |
Newborns’ and Mothers’ Health Protection Act |
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| MHPAEA |
Mental Health Parity and Addiction Equity Act |
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| OCR |
Office of Civil Rights, an agency of HHS |
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| OHCA |
Organized Health Care Arrangement |
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| PDA |
Pregnancy Discrimination Act |
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| PEO |
Professional Employer Organization |
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| PHI |
Protected Health Information |
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| PHSA |
Public Health Service Act |
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| PPACA |
Patient Protection & Affordable Care Act (See ACA) |
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| PPO |
Preferred Provider Organization |
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| QDRO |
Qualified Domestic Relations Order |
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| QMCSO |
Qualified Medical Child Support Order |
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| SAR |
Summary Annual Report |
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| SBC |
Summary of Benefits and Coverage |
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| SMM |
Summary of Material Modifications |
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| SPD |
Summary Plan Description |
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| USERRA |
Uniformed Services Employment and Reemployment Rights Act |
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| VEBA |
Voluntary Employees’ Beneficiary Association |
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| WFTRA |
Working Families Tax Relief Act of 2004 |
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| WHCRA |
Women’s Health and Cancer Rights Act |
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