When it comes to laws and regulations regarding benefit plans, all of the terms and acronyms can get confusing. Haynes Benefits wants to help you make sense of the alphabet soup. Here are the basics: 
ADA ADEA CMS COBRA CDHC DCAP
DOL EBSA EEOC ERISA EGTRRA EAP
FICA FSA FMLA HMO HRA HSA
HHS HDHC HDHP HIPAA IRS MSP
MEWA MHPA NMHPA OCR OHCA PDA
PEO PHI PHSA PPO QDRO QMCSO
SAR SMM SPD USERRA VEBA WFTRA
WHCRA                    
ADA Americans with Disabilities Act

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ADEA Age Discrimination in Employment Act

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CMS Centers for Medicare and Medicaid Services, formerly known as the Health Care Financing Administration (HCFA)

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COBRA Consolidated Omnibus Budget Reconciliation Act of 1985

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CDHC Consumer-Driven Health Care

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DCAP Dependent Care Assistance Program

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DOL Department of Labor

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EBSA Employee Benefits Security Administration, formerly known as the Pension and Welfare Benefits Administration (PWBA)

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EEOC Equal Employment Opportunity Commission

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ERISA Employee Retirement Income Security Act of 1974

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EGTRRA Economic Growth and Tax Relief Reconciliation Act of 2001

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EAP Employee Assistance Program

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FICA Federal Insurance Contributions Act back to top >
FSA Flexible Spending Arrangement

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FMLA Family and Medical Leave Act of 1993

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HMO Health Maintenance Organization

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HRA Health Reimbursement Arrangement

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HSA Health Savings Account

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HHS Department of Health and Human Services

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HDHC High-Deductible Health Coverage

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HDHP High-Deductible Health Plan

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HIPAA

Health Insurance Portability and Accountability Act of 1996

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IRS Internal Revenue Service

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MSP Medicare Secondary Payer

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MEWA Multiple Employer Welfare Arrangement

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MHPA Mental Health Parity Act

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NMHPA Newborns’ and Mothers’ Health Protection Act

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OCR Office of Civil Rights, an agency of HHS

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OHCA Organized Health Care Arrangement back to top >
PDA Pregnancy Discrimination Act

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PEO Professional Employer Organization back to top >
PHI Protected Health Information

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PHSA Public Health Service Act

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PPO Preferred Provider Organization

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QDRO Qualified Domestic Relations Order

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QMCSO Qualified Medical Child Support Order

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SAR Summary Annual Report

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SMM Summary of Material Modifications

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SPD Summary Plan Description

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USERRA Uniformed Services Employment and Reemployment Rights Act

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VEBA Voluntary Employees’ Beneficiary Association

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WFTRA Working Families Tax Relief Act of 2004

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WHCRA Women’s Health and Cancer Rights Act

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